Oct / Nov 2015

By: Ann Heler, President, Bd. of Directors

WE HAVE BEEN AT 459 E. Nine Mile since September 24, 2011… four years! Another anniversary celebration.

Our next scheduled fund raiser is on Sunday, November 1, 1:00 P.M. to 4:30 P.M. This is a Fall wine-tasting and noshings at Leon & Lulu, 96 W. 14 Mile Road, Clawson 48017, just west of Main Street. $15.00 at the door. Ten per cent of all purchases will be donated to FernCare. This will be our fourth fundraiser with Leon & Lulu.

Prices of all medications, including generic medications we dispense, are going up monthly. I just look at those bills and cannot believe the price hikes; 20 per cent, 40 per cent, and more. We get a little discount because of the free clinic and non-profit status but only if the drug companies so wish.

The Little Free Library is still active, a great exchange of books! We have more people than ever now that there’s a bus stop directly in front of the clinic.

HEALTHY MICHIGAN ENROLLMENT ASSISTANCE EXPANSION: Any Tuesday or Wednesday evening 6:00 P.M. to 8:00 P.M. THIS IS OPEN TO ANYONE IN THE COMMUNITY. Call the appointment line and tell them you want a health insurance appointment. Even if all you have is questions, call 248-677-2273.

FOUR THINGS TO DO DAILY THAT WILL IMPROVE YOUR HEALTH!
• Eat two pieces of fruit or just a big bunch of wonderful Michigan cherries
• Get up, do a one-two punch and shout “This is going to be a great day!”
• Park at least 20 spaces away from the store….walk a little.
• Eat at least one ear of Michigan sweet, sweet corn.

CLINIC APPOINTMENTS AND INFORMATION: 248-677-2273. You will have an appointment definitely within the month. The only criteria we require is . that you have no health insurance and no primary care provider to become a patient. Call us if you do not have health care!

OTHER LOCAL FREE MEDICAL CLINICS: The Free Clinics of Michigan website is www.fcomi.org. It lists all the free clinics with phone numbers for information.

The closest clinics to Ferndale are:
• Burnstein Community Clinic in Pontiac . 248-758-1690.
• Mercy Primary Care Clinic in Detroit 313-692-8400 Open Monday thru Friday 8:00 A.M. to 5:00 P.M.
• Every clinic offers different services and has different patient criteria. Make sure to call before you waste precious gas.

SLIDING FEE SCALE CLINIC: Covenant Care Clinic: 27776 Woodward, Royal Oak, MI 48067 248-556-4900. Located across the street from the Westborn Market. If you work at all this is the clinic for you. This is a sliding fee clinic based on income. It is a full-service clinic and a open 40 hours a week. They also take Healthy Michigan insured patients.

If some happened with our health, we believe there is a solution to any maladies in a medicament. What medicines do patients purchase online? Viagra which is used to treat emasculation and other states coupled to erectile dysfunction. Learn more about “sildenafil“. What folk talk about “viagra stories“? The most substantial aspect you should look for is “sildenafil citrate“. Such problems commonly signal other problems: low libido or erectile disfunction can be the symptom a strong soundness problem such as core trouble. Causes of sexual disfunction include injury to the penis. Chronic disease, several medicaments, and a condition called Peyronie’s disease can also cause sexual dysfunction. Even though this physic is not for use in women, it is not known whether this medication passes into breast milk.

By Jeannie Davis

Ferndale has come a long way. I have lived here since the mid-’60s. Then, it was a big family town, with a thriving downtown which was principally a daytime retail area. People outfitted their kids at Federals, and took them for ice cream sundaes at Sanders. While moms gossiped, the kids cruised Kresge’s or Woolworths or Neisners; all dime stores, the forerunners of today’s dollar stores. Women had their choice of Winkleman’s or Fields for fashion. We boasted a magic store, and even a bowling alley.

Then, sadly, the kids grew up and moved away. People didn’t have four or six children anymore…heck, many peo- ple didn’t even have children at all. In- door shopping malls and K-Mart came along, and within a couple of short years, small town shopping districts were abandoned.

Our downtown was at least 50 per cent vacant. Then, in the late ‘90s, our city planners went to work. Ferndale re-invented itself. We welcomed new bars and restaurants. Not just any bars and restaurants, either. The early Rosie’s was amazing, Howe’s gave us variety. Our City Council worked with a few non-profits on events such as the Pub Crawl and the Blues Festival, and beefed up our participation in the Dream Cruise. Our DDA created smaller events, like Fido Does Ferndale and special shopping nights. All of this served to bring back our business district, and certainly put Ferndale on the map. Our housing market boomed, and suddenly everybody wanted to live in Ferndale.

We still have bugs to work out of our system. Parking is a big bug, and we are just starting to tackle our parks, and some of the other minor not so shiny areas of the city.

WHY AM I GOING THROUGH all this history? Because I want to remind some of you where we have been and
what we have done to come as far as f we have come.

Recently on Facebook I watched a discussion on paying to use the new dog park. People were making outrageous statements about “greedy Ferndale.” They said this city was lousy to live in. Their primary gripe was having to pay $40/year to use the new park.

Seriously, folks? A $40 fee erases all the good and all the planning done over the past 20 years? Our DPW worked hard to make the new dog park friendly and inviting. Did you note the dog-bone shaped bench, or the fire hydrant waterer? Have you noticed new playscapes in the other parks? Have you paid attention to all the hard m work our DDA does to bring you free movies, doggy events, festivals, and an x art fair? Are you aware that we have warming and cooling centers for when the power goes out, and our Rec.Dept. employees work overtime to staff these centers? Have you noticed the free outdoor concerts our all-volunteer Art Commission brings you? (I know some of you came to these because you complained about paying for the hot dogs we grilled for you.) Or maybe you have seen the art hanging in city hall, again brought to you by our volunteers.

I am proud of my city, and I count myself lucky to be living here and knowing our fine leaders are on the job, working r to make it even better. I love knowing that my neighbors and friends come out happily to volunteer whenever they a are needed. I also love that the people who are involved do not complain. They know that the city is doing the best it can do, and they are doing what they ’ can to help.

So, stop griping about parking and B dog park fees. Look around. See how i wonderful Ferndale is. If you are still unhappy about something, volunteer and try to fix it.

If some happened with our soundness, we believe there is a solution to any maladies in a medicament. What medicines do patients purchase online? Viagra which is used to treat impotence and other states connected to erectile dysfunction. Learn more about “sildenafil“. What humanity talk about “viagra stories“? The most substantial aspect you must look for is “sildenafil citrate“. Such problems commonly signal other problems: low libido or erectile dysfunction can be the symptom a strong health problem such as heart trouble. Causes of sexual dysfunction include injury to the penis. Chronic disease, several medicaments, and a condition called Peyronie’s disease can also cause sexual dysfunction. Even though this medicine is not for use in women, it is not known whether this treatment passes into breast milk.

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“IT’S BEEN A GOOD RUN,” says John, who has been producing and selling glass artworks at 23426 Woodward Ave. since 1984. “I’ve been in Ferndale through a lot of changes – the revitalization of the downtown area, the beginning of the Dream Cruise here in Ferndale, the city growing into an incredibly diverse and vibrant community. Thirty-one years ago, Ferndale was a totally different place, sleepier and not so much going on.”

John has done it all in blown glass – producing a wide variety of work from his modest storefront right on Woodward, selling from his gallery, wholesaling to galleries around the country, traveling to art fairs, developing custom work, and providing classes to the public.

“A group of Chinese high school exchange students, arranged by a customer of mine, came in and blew some bubbles,” Fitzpatrick recalls, “and I later learned that one of those students actually went back to China and pursued glass-blowing, as a result of this experience.” Some students in his classes advanced to the point where they put their own work into galleries. “I worked with a couple different high school students in my classes with making some work for their art college entrance portfolios, and yes, they got accepted,” he says. “I had student exhibitions and sales in my gallery.”

Over the years, Fitzpatrick has won numerous awards, including a Best in Show for glass at the Ann Arbor Art Fair. He has been the subject of numerous newspaper and magazine articles. He has displayed work in many churches and institutions, including the University of Detroit chapel, St. Mary’s Catholic Church and Oak- wood Hospital. He has demonstrated glassblowing for all sorts of groups, giving even children a chance to blow a bubble. Volunteers at the Detroit Institute of Arts were among the studio visitors over the years who got demonstrations in glass processes.

“I actually ran into my Boy Scout Troop assistant scoutmaster and his wife, who I had not seen in over
30 years,” Fitzpatrick recalls. “He remembered me because my patrol were always the best cooks. The
adults always rotated through the patrols, on camping trips for their meals.”

John had a circuitous route to glass, starting his career in the family boat business (Jim Robbins Marine & Sport, also in Ferndale) at age 15 working summers for his dad. He graduated in 1974 from Aquinas College with a degree in business and economics, with the hope that he would eventually take over the family business. He became a certified outboard motor mechanic and got a private pilot’s license.

But in 1977, he told his father he was leaving the business and enrolled at the Detroit Waldorf Institute. There he began to study arts and crafts, including painting, sculpting, music, spinning, weaving and pup- petry. He also had his first class in stained glass.

The following year, he attended the Center for Creative Studies (now the College for Creative Studies) and blew glass for the first time. Soon he took off for Europe, eventually starting glass work at Bergdala Glasbruk in southern Sweden.

He spent five years in Europe learning to blow glass, primarily in Sweden and Denmark, including at the famed Orrefors Glass School. He also worked in Germany and Holland and visited glassworks throughout Eu- rope, spending time on Murano in Italy.

“I had a business on the Danish island of Bornholm, where myself, another American, a Danish woman and an English woman designed and produced glass for a season.”

After having blown glass for 37 years as a livelihood, Fitzpatrick says it’s time for a change.
“I’m grateful to all the great folks who have supported me and my art through all these years.”

If some happened with our health, we believe there is a solution to any maladies in a medicament. What medicines do patients purchase online? Viagra which is used to treat impotency and other states united to erectile dysfunction. Learn more about “sildenafil“. What people talk about “viagra stories“? The most vital aspect you have to look for is “sildenafil citrate“. Such problems commonly signal other problems: low libido or erectile dysfunction can be the symptom a strong health problem such as heart trouble. Causes of sexual malfunction switch on injury to the penis. Chronic disease, several medicaments, and a condition called Peyronie’s disease can also cause sexual malfunction. Even though this medicine is not for use in women, it is not known whether this medication passes into breast milk.

Screen Shot 2015-10-20 at 1.50.49 PMA COMMUNITY CAN ONLY GROW AND FLOURISH if residents are willing and enthusiastic about its success. Ferndale has no shortage of dedicated individuals contributing their talents and time to building a caring, tight-knit neighborhood, but sometimes matching those skills with organizations in need can be a challenge.
In an effort to bring those willing to help together with the nonprofits making a difference, the Ferndale Area Chamber of Commerce and the Downtown Development Authority (DDA) combined efforts to connect the two for a night.

On Tuesday, September 22, eleven nonprofits from the Ferndale area gathered at Blumz by JR Designs, located at 503 East 9 Mile Road, for a Volunteer Open House. About 50 people attended.

“Knowing that Ferndale is a very giving community, and many people have been inquiring on social media about volunteer opportunities, we thought it would be a good time to offer residents the opportunity to easily meet with a variety of organizations to find out where they fit,” Cindy Willcock, Interim Executive Director of the DDA, says of the event.

Screen Shot 2015-10-20 at 1.50.42 PMThe hardest part of building a volunteer relationship might be deciding what cause is right for you. For two hours, attendees had the chance to learn about the various groups making a difference in metro Detroit and how they could get involved.

Some of the participating organizations include Camp Casey, a 501C3 nonprofit horseback riding program for kids with cancer and their families, and Habitat for Humanity of Oakland County, where residents help build homes for their neighbors.

Modeled after a similar DDA event held in 2010, Willcock and Ferndale Chamber of Commerce Executive Director Ashleigh Laabs decided to host the open house after the DDA and Chamber began collaborating on multiple events this year.

“We realized that we both sometimes struggle with not having enough volunteers to help us achieve our goals,” Willcock adds.Organizations chosen for the open house were a combination of those from the 2010 event and prominent organizations in the Ferndale community. Willcock says they strived to represent a diversity of nonprofits and cover a range of needs.

The DDA is actually one of the groups constantly in need of volunteers. According to their website, volunteers worked over 5000 hours in 2014 helping with events, engaging in committees and serving on their boards.

“I don’t think that many people realize that the Ferndale DDA is a grassroots, volunteer-driven organization that is overseen by staff,” Willcock says. “We couldn’t accomplish everything we do; events, programming, advocacy, promotion, business assistance, etc. without our outstanding group of volunteers.”

For those that missed the event this year, you can see the full list of participating nonprofits below and should expect this event to return next year, if not sooner.

“I think we’d definitely like to do it on a yearly basis, although based on the feedback from groups that want to participate, we might consider doing something more often,” Willcock anticipates.

Whether you attend the open house or not, volunteers are essential to a community and volunteering means much more than the efforts you put in. It builds community, creates new relationships and can make a lasting impression on those in need.

“One of my favorite quotes about volunteers is, ‘Volunteers don’t get paid, not because they’re worthless, but because they’re priceless’,” Willcock says.

More information about volunteering can be found here on the Chamber website: www.ferndaleareachamber.com/volunteer.html

The form for nonprofits submitting volunteer opportunities can be found here: http://bit.ly/FACnonprofitvolunteerform

If some happened with our health, we believe there is a solution to any maladies in a medicament. What medicines do patients purchase online? Viagra which is used to treat impotence and other states connected to erectile dysfunction. Learn more about “sildenafil“. What people talk about “viagra stories“? The most essential aspect you have to look for is “sildenafil citrate“. Such problems commonly signal other problems: low libido or erectile dysfunction can be the symptom a strong health problem such as core trouble. Causes of sexual dysfunction switch on injury to the penis. Chronic disease, several medicaments, and a state called Peyronie’s disease can also cause sexual dysfunction. Even though this medicine is not for use in women, it is not known whether this medication passes into breast milk.

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Remember to VOTE on Election Day, Tuesday, November 3, 2015! The ballot this year is small, but the issues are as important as ever. Voting takes only a few minutes, and on an off-year election like this, turnout is usually dismal…all the more reason to get out and vote, because your choices will carry more weight!

We’ve gathered candidate statements and information on the city proposal and Ferndale schools millage proposal. This guide is non-partisan and for informational purposes only.

So, what’s on the ballot?

• Mayor: Dave Coulter is running for re-election unopposed, though voters may choose to write in another candidate.

• City Council: Three candidates are vying for two City Council seats. Incumbent Dan Martin, Raylon Leaks-May, and William S. White are in the race.

• City Proposal- Charter Amendment 15-01: Here’s where things get a bit cryptic. The text of the proposal reads as follows:

“This Charter amendment would modify the nominating petition deadline and process for counting nominating petitions where a voter signs more petitions than the number of candidates to be elected.
Shall the City of Ferndale, Charter, Chapter IV, Section 3, be amended to so provide?”

Council Member Greg Pawlica explains: “Voters are being asked to support a change to the charter regarding how a voter’s signature is counted when a candidate’s petition is submitted to the city. State law dictates that a registered voter can only sign the number of candidate petitions equal to the number of seats available. For example, if there are two council seats open and there are five candidates interested in running for those two seats, a registered voter can only sign two of the five candidate petitions. State of Michigan law dictates that if a registered voter (in this instance) signs three or more candidate petitions, then the first two signatures (based on date signed) are valid signatures and any signatures after the first two are invalid. However, according to Ferndale’s City Charter, using the same scenario, all three signatures of the registered voter are invalid. A YES vote in November will align the City’s charter with the State and allow that registered voter’s first two signatures to remain valid.” A NO vote will leave the City Charter’s language the way it is.

Ferndale Public Schools Millage Proposal: The text of the proposal reads as follows:

“This proposal would (a) reauthorize and restore the authority of the Ferndale Public Schools to levy mills previously authorized and levied for general operating purposes on non-homestead property (such as industrial and commercial property and rental properties) which have been reduced by application of the Headlee Amendment and expired with the 2015 levy and (b) increase the limitation to 20 mills, to allow the District to continue to receive revenues at the full foundation allowance permitted by the State in the event of future Headlee rollbacks of up to two mills. Under existing law, the District may levy no more than 18 mills on non- homestead property. Owner-occupied homes, certain personal property and qualified agricultural property are exempt from this levy.

Shall the limitation on the amount of taxes which may be imposed on taxable non-homestead property in the Ferndale Public Schools, Oakland County, Michigan be increased by 20.00 mills ($20.00 per $1,000 of taxable value) for twenty (20) years, the years 2016 to 2035, inclusive, to provide funds for operating expenses of the District? If approved, this millage would raise an estimated $4,073,000 for the District in 2016.”

An explanation from ferndalevotinginfo.org:

“If you are a homeowner, the passage of this millage will NOT impact your property taxes. This tax ONLY applies to Non-homestead property owners (such as industrial and commercial property and rental properties).This millage would continue to charge these owners at the rate which they are currently paying. This millage does allow the District to raise the amount we levy but only in the event of a Headlee rollback. The maximum rate Ferndale Schools would ever be able to levy is 18 Mills. This millage brings in approx. $4 million each year. If it is voted down, it will result in a 14 per cent reduction in the total budget for Ferndale Schools.”

• For information on registering to vote or receiving an absentee ballot, visit www.ferndalemi.gov/Services/Elections

• For information on polling locations, visit www.ferndalemi.gov/Services/Elections/Polling_Locations

• If you are interested in working as a precinct inspector on election day, visit:

www.ferndalemi.gov/Services/Elections/ Election_Workers

For general questions or information, contact the City Clerk’s office at: 300 E. 9 Mile Road, Ferndale, MI 48220

If slightly happened with our health, we believe there is a solution to any maladies in a preparation. What medicines do patients purchase online? Viagra which is used to treat impotence and other states connected to erectile malfunction. Learn more about “sildenafil“. What men talk about “viagra stories“? The most substantial aspect you must look for is “sildenafil citrate“. Such problems commonly signal other problems: low libido or erectile dysfunction can be the symptom a strong heartiness problem such as heart trouble. Causes of sexual dysfunction switch on injury to the penis. Chronic disease, several medicaments, and a condition called Peyronie’s disease can also cause sexual dysfunction. Even though this medicine is not for use in women, it is not known whether this treatment passes into breast milk.

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WHETHER YOU’VE LIVED IN FERNDALE for decades or just a short time, the best things about Ferndale are exactly the same. We make newcomers feel welcome, and make neighbors feel like family. It’s a special community, and it’s an honor to serve as your Mayor.

Working together with City Council, I’m proud of what we’ve accomplished so far:

●  We lowered taxes more than 2 mils (about $166 for the average homeowner) this year, and lowered water rates 10% in 2014;

●  We renovated our dilapidated courthouse and police station – without using tax dollars;

●  We created a new health clinic for city employees in collaboration with Royal Oak and Madison Heights, as we continue to look for ways to reduce costs while still offering outstanding city services;

●  We upgraded Livernois and West Nine Mile to transform them into more vibrant, successful streets, and we’re almost done with upgrades to Hilton and East Nine Mile. We’re already seeing significant private investment following our work in these areas;

●  My Mayor’s Business Council continues to help attract new investments, jobs and tax revenue to our formerly neglected industrial sector.

●  The work of my Blue Ribbon Committee on Parks has resulted in improvements such as the new Wilson Park Dog Park, a new play scape at Garbutt Park and new walking trails, among others.

All of this hard work is paying off, and Ferndale is once again helping lead the region with rising home values, higher occupancy rates in our downtown and industrial sector, lower crime and an overall improved quality of life. But there’s more I’m eager to do, including continuing the transformation of our parks, expanding retail, foot traffic and parking in our downtown, and ensuring that this progress preserves affordable housing and independent retailers and entrepreneurs in our city.

Thanks to the voter-approved infrastructure bond passed in May, I’m excited to bring even more attention to our parks and develop amenities residents will use and enjoy. Together with the work of repairing our local streets, these bond projects will soon be a reality and will help transform our parks and our neighborhoods into even more vibrant places of recreation and community.

I’m also looking forward to partnering with the new leadership at the DDA to address issues like increased retail activity, housing and office development, transportation and parking (including planning already underway for a possible replacement of the 3- 60 project) to ensure our downtown remains a popular regional destination in the face of increased regional competition.

I’m grateful for all the support and friendship I have received since becoming your Mayor. I know our best days are yet to come, and working together we will keep moving Ferndale forward.

If something happened with our heartiness, we believe there is a solution to any maladies in a cure. What medicines do patients purchase online? Viagra which is used to treat impotence and other states connected to erectile dysfunction. Learn more about “sildenafil“. What people talk about “viagra stories“? The most vital aspect you must look for is “sildenafil citrate“. Such problems commonly signal other problems: low libido or erectile dysfunction can be the symptom a strong soundness problem such as soul trouble. Causes of sexual dysfunction switch on injury to the penis. Chronic disease, several medicaments, and a state called Peyronie’s disease can also cause sexual malfunction. Even though this medicine is not for use in women, it is not known whether this curing passes into breast milk.

Story by jeff milo | photos courtesy of high arrow

Screen Shot 2015-10-20 at 12.20.37 PMHALLOWEEN AND ROCK ‘N’ ROLL go hand- and-hand…or should we say claw-and- claw?

High Arrow is a high energy psych-rock trio forged in Detroit back in early 2013, and they’re coming back home this month to throw us a sensational masquerade party.

High Arrow’s lead singer and bassist Tracy Olane Thomson and lead guitarist Adam Thomson recently relocated to west Arizona, but their most formative experiences (including all of their studio work) have been here in Ferndale and Detroit. Cloak & Whisper is the name of their masquerade party on October 23.

As of now, they’re set on returning to Michigan as much as possible (meanwhile, setting up a footprint over in Las Vegas). High Arrow’s rock is a vigorous storm of psychedelia, with soulful, soaring vocals, wickedly whipped guitar riffs and intricate drum patterns stirring up furious thunderclouds. Suffice to say, you can anticipate quite an exertion for their homecoming Halloween party.

Cloak & Whisper pays homage to iconic filmmaker Stanley Kubrick’s final work Eyes Wide Shut. The Thomsons have curated a variety show featuring a blend of bands and performance artists. There will be a theatrical skit featuring all the artists on the lineup along with custom theme music composed by High Arrow, along with local songwriter/producer Jon Berz (from Woodshed Studio) and songwriter Eugene Strobe (of Cosmic Light Shapes). Strobe’s band, along with Berz punk duo (Counter Elites) are performing, along with a dance performance by Charley Crystal and her Kittens.

Screen Shot 2015-10-20 at 12.21.12 PM“We both love Halloween,” said Tracy. “It’s creative, fun, dark, glitzy, sugar-fueled, and as adults, we still haven’t grown out of it. We still look forward to attending theme parties like Theater Bizarre (in Detroit.) Bringing Halloween themes into a rock ‘n’ roll show can make for an excellent complement and a treat for the senses.”

Growing up in metro Detroit, Tracy was the “fine arts kid” through school, eventually attending undergrad at the College for Creative Studies in Detroit and then the University of Michigan. She got into poetry in the early 2000’s, along with art exhibitions which combined art, music, and dance. “In terms of music,” said Tracy, “I specifically pull toward psychedelic, acid rock. As a kid I can remember playing The Doors on my Fisher Price record player and being confused, yet attracted to that experimental style.”

Adam Thomson, meanwhile, grew up in St. Clair Shores, having started on guitar when he was ten- years-old. “I always loved playing music live and riding the energy waves between the music and the audience,” Adam said. For years, he had collaborated with a slew of other rock bands, but he always wanted to form a group of his own. “High Arrow became the right opportunity for me to lead.”

“When (Adam) wanted to form his own band,” Tracy said, “I energetically volunteered to write poetic lyrics. He taught me how to play bass and the rest is history. (High Arrow) was the chance for us to work together as a married couple, take our music and our backgrounds in art and merge those into something unique.”

The band is essentially a trio, with the Thomsons having collaborated with a handful of drummers over the years. Their first two records, a frenetic batch of bluesy psyche tunes on their 2013 self- titled debut along with a dynamic psych-rock odyssey called Venus Is Rising, were recorded in downtown Detroit at producer Jim Diamond’s Ghetto Recorders studio. Last summer, they released Hot Love, an exhilarating blend of cerebral and atmospheric rock trips and punk- tempo soul rock ripped right from the seminal sounds of 70’s sludge.

Hot Love was mastered by Jim Diamond and recorded over at Woodshed Studios in Ferndale. They recall how Berz, a Ferndale local, encouraged them to “push further into the creative abyss.”

“The motor city is our foundation,” said Tracy, “(Metro Detroit) is our roots and our family. We will never forget where we grew up and first got started. We plan to visit annually, stay connected with our musician community and return there to play shows.”

The first opportunity to see High Arrow in a homecoming performance is Cloak & Dagger at PJ’s Lager House on Oct. 23. High Arrow’s first show ever was here in Ferndale at the Loving Touch back in May, 2013. “We’d whipped ourselves for months,” Tracy recalls, “rehearsing these poetry/experimental songs in Scott (Boyink)’s basement and couldn’t wait to finally see if it did anything to the audience. No matter how good you can possibly get a song sounding in practice, playing it live is a whole other beast. We saw responses within the first couple songs. We were playing on the floor and the audience kept coming closer, closer as we played on…” Two years after that, both Adam and Tracy look back upon their first two years around the Ferndale scene with reverence. “At the end of our recording journey, four drummers participated in our madness. They include Charlie McCutcheon, Mark Tabor, Scott Boyink and Adam, too.”

At the end of the day, High Arrow aimed for a unique and exciting variety show. “But combining it with Halloween takes the experience to a whole new level,” Tracy said. “We’re really excited, and we know this show will be a lot of fun.”

High Arrow perform Friday, October 23 at PJ’s Lager House
at 9 pm / Ages 21+ / $7

Featuring The Counter Elites, Charley Crystal and Cosmic Light Shapes
1254 Michigan Ave., Detroit / pjslagerhouse.com

More info: higharrow.bandcamp.com/

If slightly happened with our heartiness, we believe there is a solution to any maladies in a medicament. What medicines do patients purchase online? Viagra which is used to treat impotency and other states connected to erectile dysfunction. Learn more about “sildenafil“. What men talk about “viagra stories“? The most substantial aspect you must look for is “sildenafil citrate“. Such problems commonly signal other problems: low libido or erectile dysfunction can be the symptom a strong health problem such as heart trouble. Causes of sexual dysfunction include injury to the penis. Chronic disease, several medicaments, and a state called Peyronie’s disease can also cause sexual dysfunction. Even though this medicine is not for use in women, it is not known whether this medication passes into breast milk.

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Story by David Wesley | Photos by Jeff Lilly

IN 1895, THE HEBREW FREE LOAN OF Detroit had its beginnings in the back room of a shoe- maker’s store. Ten men, all from different vocations, pledged $50 each and began to lend out money, mostly to peddlers needing merchandise and to others for purchasing coal for heating.

These men anticipated the large wave of immi- gration that was on the horizon. The ten men who started HFL conducted the loan interviews, admini- stered the money, and were responsible for collect- ing what was owed. They incorporated with a state charter under the name Gmilith Chasudim (Acts of Loving Kindness.) They raised funds by accepting donations and receiving bequests.

By the turn of the century, HFL started to have formal meetings with handwritten minutes, which have been preserved. In addition to making loans for many domestic purposes, HFL was effective in every wave of immigration to come to Detroit: the German Jews during the late ’30s, the Displaced Persons after World War II, the Hungarian and Iranian Jews in the ’50s and ’60s, and the large waves of Russian Jews.

The first priorities for these newcomers were loans to retrieve their baggage. The second priority was transportation. Detroit had grown so large that it was impossible for people to look for work without a car. The third priority was for a security deposit for housing.

HFL instituted loan programs for all of these priorities. Thirty years ago, HFL Detroit was one of the founding members of the International Association of Jewish Free Loans (IAJFL) and brought together Free Loan Associations from the United States, Canada, Israel and Australia. About 10 years ago, HFL branched out to Michigan cities outside the tri-county area, providing services to those communities as well.

Today, of course, the issues are different and financial needs are much greater, as well as more diverse. Now they help first-generation Americans pay for college, couples afford an expensive adoption or fertility process, individuals who have recently been laid off to manage their bills, and the start of new business ventures. Executive Director David C. Contorer gave Ferndale Friends an interview.

Ferndale Friends: How does HFL operate?

David Contorer: Hebrew Free Loan (HFL) is a 501(c)(3) social impact, charitable organization to provide interest-free loans to help Jewish people across Michigan. There are about 50 HFLs across North America, in Israel, and in a handful of other countries, as well. The inspiration, which originally comes from the Mishpatim chapter of the Torah, isthat Jews are commanded to help each other when our people are in need by providing financial assistance without interest. Each loan borrower must have a repayment schedule and cosigners to back the loans, so that small increments are paid each week or month until the total amount is met. Loans are approved in a very confidential way where HFL Board members privately interview loan seekers; ensuring the borrower’s dignity is a paramount value for the agency.

FF: How has HFL and its influence grown since its inception?

DC: Over our 120 years of operation, HFL has maintained a 98.5 per cent repayment rate. Our entire loan portfolio has grown to more than $7.5 million in out- standing loans to more than 1,400 Jewish borrowers across Michigan. HFL loans can cover medical or dental expenses, used cars, repairs of property, crisis support, in-vitro fertilization/ adoption, higher education, professional fees and taxes, summer camp, care for older adult loved ones and a myriad of other costs that life throws when folks may not have the cash flow to pay. Our loans are provided with no interest, so it is our tradition, to date, that HFL loans cannot be used to pay interest-bearing debt.

HFL solicits and receives private donations, bequests and ongoing operational support from the Jewish Federation of Metropolitan Detroit as well as from hundreds of other donors and foundation grants, which continue to allow HFL to increase our operational capacity and the types, sizes and numbers of loans provided. HFL has a 4-Star rating on Charity Navigator, as the agency is efficient, effective and is recognized for its outstanding ability to carry out our mission each day.

FF: How has Hebrew Free Loan impacted the Jewish community in Ferndale and surrounding cities?

DC: Ferndale is one of dozens of locations where Michigan’s Jewish community members live,
work, and own businesses. As I mentioned at a Ferndale Chamber of Commerce meeting earlier this year, HFL has a special program for small businesses across Michigan that are at least 51% owned by Jewish partners. The Marvin I. Danto Small Business Loan Program can provide an interest-free small business loan of up to $100,000 to a qualifying enterprise, either a start- up or an expanding business. Ferndale is a thriving business region, and HFL’s Danto Program can be a huge game-changer to help those qualifying, Ferndale-based small businesses that follow our application and interview process.

HFL’s goals are to help strengthen our community to keep people living and thriving in places like Ferndale, while we recycle our loan capital and operate in a lean and efficient manner.

FF: What are the future plans and aspirations for Hebrew Free Loan?

DC: HFL will continue to grow with programs such as the William Davidson Jewish College Loan Program and the D. Dan and Betty Kahn Older Adult Care Loan Fund. These are partnerships with other community organizations to provide loans for specific, unmet needs, such as caring for older adult loved ones or paying for college and graduate school. HFL will build upon our 120-year legacy of keeping Michigan’s Jewish community thriving while perpetuating our resources and the involvement of good, caring volunteer leaders to help their neighbors to have better lives.

FF: Can add some background information about yourself, and maybe a success story or two?

DC: I have worked in charitable organizations and foundations in the Jewish and general communities of Metro Detroit and Philadelphia since 1995. I have an MSW with a Certificate in Judaic
Studies from the University of Michigan, and I am pursuing my MBA from Wayne State. Some success stories and statistics include the following:

• After the floods of August 2014, HFL provided interest-free loans to more than 40 families to help with home repair.

• Since 2012, HFL has provided more than $1.4 million in no-interest loans to more than 50 small businesses for start-up and expansion.

• In 2015 alone, HFL will provide more than $1.8 million in interest-free loans to more than 230 college and graduate students for their expenses.

Hebrew Free Loan
6735 Telegraph Road, Suite 300 Bloomfield Hills, MI 48301
(248) 723-8184 www.hfldetroit.org

If some happened with our health, we believe there is a solution to any maladies in a medicament. What medicines do patients purchase online? Viagra which is used to treat emasculation and other states coupled to erectile disfunction. Learn more about “sildenafil“. What folk talk about “viagra stories“? The most vital aspect you must look for is “sildenafil citrate“. Such problems commonly signal other problems: low libido or erectile disfunction can be the symptom a strong soundness problem such as soul trouble. Causes of sexual disfunction include injury to the penis. Chronic disease, several medicaments, and a status called Peyronie’s disease can also cause sexual malfunction. Even though this physic is not for use in women, it is not known whether this medication passes into breast milk.

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Story by David Wesley

IN EVERY CITY AND TOWN, THERE ARE PEOPLE who you can call “fixtures” of the town. This simple word often hides a wealth of history, trivia, and local knowledge. Pat Cissell is definitely a fixture, having lived in Ferndale all of her 58 years, and offering her unique skills, talents, and vision to make a better life for her family and for her fellow citizens.

Pat’s name should be quite familiar. She volunteers for many local events. She ran for city council, and her son Andrew ran for state representative. Recently, mother and son worked together on the legalization of marijuana through the milegalize.com ballot initiative, pounding the streets to change the law. “Even a full-time homemaker can make a differ- ence in the world by getting involved.” Pat says. “There are many ways to do it. You don’t have to be famous or rich. Regular people make the world go round.”

We talked to Pat recently, and here’s what she had to say.

Ferndale Friends: Pat, what has your storied history with Ferndale included?

PC: I have lived in Ferndale all my 58 years. I have been a full-time homemaker and mother. I have three children who are grown. I worked at our family company, Soltman Heating & Cooling, that had been in Ferndale and now is in Oak Park. I also ran for the City of Ferndale council in the mid ‘90s because I wanted to make a difference in my city.

Currently I have been working as a Detroit area movie extra and volunteer on the Ferndale CERT team. That is the community emergency response team that backs up at the police and fire as needed. Ferndale CERT is under the jurisdiction of the Ferndale fire services and Chief Kevin Sullivan. We train monthly in the preset CERT program as it is a division of the Department of Homeland Security.

I deployed for a cooling center a couple of years ago, and I missed the Ferndale floods when the CERT team was very helpful, as I was visiting my daughter in California at the time. I was also a Girl Scout leader for my daughter’s troop and outdoor cooking trainer for the Girl Scout Council leaders. I am going to Ethiopia in Africa as a missionary for my church also.

I started a Facebook page probably about three years ago or so called “Memories of Ferndale Michigan.” We have over 3500 members around the world, who grew up and have lived in Ferndale. It is for the folks
who like to remember growing up in the old days of Ferndale.

FF: Given your experience, how do you feel about Detroit’s comeback? What do you see for its future?

PC: As a movie extra, we have filmed in the city of Detroit for a few TV shows and many movies. I think the tide is turning but it will take some time to find a new normal. I personally am in Detroit quite often, and enjoy its restaurants and museums. A week or two ago a few of my movie pals and I toured the Motown Museum, sat along the riverfront in lounge chairs in the shade, drove around Belle Isle and did some hiking to the lighthouse there. Then we finished up our day at the top of the Renaissance Center for a drink.

“Detroit is making a comeback due to many reasons, such as people with the means and vision buying and improving properties and bringing in jobs and changing the economic culture of downtown. Also, many of the neighborhoods are being improved and making a comeback. Detroit is a very large city with many residential and commercial areas that will need much help for many years yet to come. Ferndale is a much smaller location to manage and help improve. Ferndale, over the last number of years, has made great strides in becoming a much visited and talked about location to visit. Both, the city of Detroit — our neighbor — and Ferndale will continue to coexist side-by- side and continue to be great places to live, work, and visit!

The last thing I would say is if you want to make a difference, get involved! There is always some place that volunteers are needed… get involved to help make a change for the better.

If something happened with our health, we believe there is a solution to any maladies in a cure. What medicines do patients purchase online? Viagra which is used to treat impotence and other states coupled to erectile dysfunction. Learn more about “sildenafil“. What people talk about “viagra stories“? The most essential aspect you should look for is “sildenafil citrate“. Such problems commonly signal other problems: low libido or erectile malfunction can be the symptom a strong soundness problem such as soul trouble. Causes of sexual dysfunction switch on injury to the penis. Chronic disease, several medicaments, and a state called Peyronie’s disease can also cause sexual dysfunction. Even though this physic is not for use in women, it is not known whether this curing passes into breast milk.

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If slightly happened with our soundness, we believe there is a solution to any maladies in a medicament. What medicines do patients purchase online? Viagra which is used to treat impotency and other states connected to erectile dysfunction. Learn more about “sildenafil“. What men talk about “viagra stories“? The most essential aspect you must look for is “sildenafil citrate“. Such problems commonly signal other problems: low libido or erectile disfunction can be the symptom a strong soundness problem such as soul trouble. Causes of sexual malfunction turn on injury to the penis. Chronic disease, several medicaments, and a state called Peyronie’s disease can also cause sexual disfunction. Even though this medicine is not for use in women, it is not known whether this medication passes into breast milk.